Pyvorin for Insurance Pricing

Actuarial Models

Life tables, survival analysis, and claim frequency models compile to fast native loops.

def calculate_premium(age, term, sum_assured, mortality_table):
    pv_premiums = 0.0
    pv_benefits = 0.0
    for t in range(term):
        q = mortality_table[age + t]
        pv_benefits += sum_assured * q / (1.05 ** t)
        pv_premiums += 1.0 / (1.05 ** t)
    return pv_benefits / pv_premiums

Catastrophe Modelling

Event-based simulation of natural disasters across portfolios.

Telematics Scoring

Real-time driving behaviour scoring from IoT sensors.